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Compliance

Compliance Posture

Clear regulatory positioning as a technology provider with audit-ready controls and provider-led fund flows.

Our Compliance Model

Technology Provider

PayWolt operates as a technology platform, not a financial institution. We provide infrastructure for payment orchestration.

Not an EMI or payment institution

Non-Custodial Platform

Customer funds are never held by PayWolt. All money movements are executed directly by licensed payment providers.

Zero fund custody

Provider-Led Fund Flows

Licensed providers (Stripe, Wise, Flutterwave) handle all regulated activities. PayWolt coordinates the flow.

Regulatory clarity

Audit-Ready Controls

Complete audit trails for every transaction. Immutable logs, reconciliation reports, and compliance documentation.

Full traceability

Provider Certifications

Our payment providers maintain the highest levels of regulatory compliance and security certifications.

Stripe

  • PCI-DSS Level 1
  • SOC 2 Type II

Wise

  • FCA Authorized
  • Multi-jurisdiction licenses

Flutterwave

  • CBN Licensed
  • PCI-DSS Compliant

Adyen

  • EU Banking License
  • PCI-DSS Level 1

Audit-Ready Documentation

Complete documentation and audit trails for regulatory review and due diligence.

Transaction audit trails
Provider reconciliation
User activity logs
System access logs
Change management records
Incident documentation

Built for Due Diligence

Whether you're an investor, auditor, or potential partner, our compliance documentation is designed to answer your questions before you ask them. We believe transparency builds trust.